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CLEVELAND -- Spending less and saving more is always a top resolution once New Year's hits.

More people are turning to websites to do the budgeting work for them, but there's something in the fine print you'll want to be aware of.

Changing spending habits can be hard, but free online budgeting websites promise to do the work for you.

What online users need to ask: Where is your information going? Who else may see it?

"Anyone can get hacked," says SecureState CEO Ken Stasiak.

Mint.com, where you plug in all of your account numbers and loan information, is Verisign secure.

But how secure is Verisign?

"There's only a certain point that Verisign and some of these sites that use Verisign that make security very paramount,"said Stasiak.

The biggest danger is what we do with our smartphone. It puts us at greater risk for hacking. So if you use a mobile app for budgeting, limit your useofthese mobile services overpublic Wi-Fi connections.

Also keep in mind, these free websites usually come with a catch.

"Obviously if its free, you know there is some back end that they're trying to get selling you lower mortgages or other services," said Stasiak.

One new website endorsed by Forbes is "My Money Circles." It touts itself as a budgeting boot camp, but if you read the fine print, it clearly says it has the capability to share your information with third parties --and they can't vouch for those third parties' business practices.

"You can look for things like who they'll share your data with, will they share internationally... do they share your data," says SecureState's Brian Dean.

Our security experts say despite the risk, they still use sites like mint.com. Here's a list of some of the most trusted sites:

www.mint.com

www.wesabe.com

www.quicken.intuit.com

www.budgettracker.com

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