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An airline is adding a luxury service, right to your doorstep. This week, American Airlines travelers can actually skip the luggage carousel and your bags will be delivered. But it will cost you. For about $30 to $50, depending on the amount of your luggage, the airline will deliver the bags 40 miles or less from the airport.

Americans cut back on credit card use in June, further evidence that high unemployment and slow growth has made consumers more cautious about spending. Overall consumer borrowing rose because of increases in auto and student loans. The Federal Reserve says total borrowing increased 3 percent to $2.58 trillion in June from May. That's just below the all-time high reached in July 2008. Credit card debt fell 5 percent to $864.6 billion. A category of borrowing that includes auto and student loans increased 7 percent to $1.71 trillion.

There are ads on the radio right now airing in Northeast Ohio that are very hard to ignore. It's for a seminar given by the host of A&E's "Flip this House" and says you can learn to make thousands of dollars at no expense to you. But is there really NO cost out of your pocket? We talked to one of the organizers who says it's not entirely free. The 90-minute session is like a live "infomercial." If you qualify for their program, you can take a weekend course for $200 that will teach you their real estate investment methods.