CLEVELAND — What happens to credit card debt after you die?

Talking about debt after you die is kind of a morbid topic. But depending on who you ask, the average American carries upwards of $5,000 dollars in credit card debt. And it doesn't go away when you die.

The surviving spouse is responsible for any debt, even if they never used the account. Sometimes companies will go after just "authorized" users.

And even if you get divorced, if your name is on the account, you own the debt. So, if you split, close the accounts.

If you're not married and you pass on, all of your assets become part of your estate. And no matter how much you leave for family members, creditors get paid first.

Even if you have to sell real estate, cars, or other things of value to pay that debt, companies don't care. Sometimes they'll even go after other relatives.


Boosting Your Wi-Fi signal

Most people pick an internet provider based on who offers the fastest service at the best price. But apparently companies aren't delivering on their speed promises, judging by everyone who wanted this topic covered. 

Which, in case you don't know, every Tuesday we put topics on social media and let you decide which ones we talk about.

So here are some easy, low cost tips for increasing speed.

-Reboot and update your router. The same way you do that with your computer…you need to do with your router. And put it in a spot nearest your devices with no obstructions, so your signal is clear.

-See if any apps are hogging band with. If you've got several running, it will slow you down.  Most routers also come with tools that limit the amount of bandwidth different apps use. So, if for example you're watching something you don't want interrupted by your kids playing video games, you can set it up to get priority speed.

-Buy what's called a booster or repeater. It's something you plug in to amplify your signal.

-And this last one sounds complicated but it's not. Consider a mesh router system. They're  little devices you put throughout your home to make sure the strength is the same in every room.  The only downside, they'll run you $200-$300 dollars. But if you really need that speed. It's something to consider.

And that's One For The Money.