CLEVELAND -- After any major disaster, there is always a need for donations.
We see the images of devastating flood waters and people being rescued. It tugs at heartstrings and makes people want to do something to help. A lot of times, that means donating money. Scam artists know that, and will try to take advantage of your generosity.
We spoke with the Better Business Bureau serving Greater Cleveland, which wants to help keep your money safe.
Ericka Dilworth, their Director of Operations, said scammers typically try to target you one of three ways: On the phone, through an e-mail or even a text message.
She says, the best way to make sure your money is going to the right place is to be proactive.
"Make sure that if you know a specific charity that you want to give to, that you're contacting them directly, that you're not waiting for the phone call to come, or the text to come or the e-mail to come."
Dilworth adds that it's important to not rush into your donation.
"Sometimes that's how the scammer gets you, too. (They say) 'oh my gosh, there's immediate need, you need to do it now.' Take a breath, take a moment, contact them yourself."
If someone calls you on the phone and asks you to donate, Dilworth says they should be able to send you more information about their mission.
"Ask them to send you stuff in the mail so you can do your research. If they're unwilling to send you something in the mail that may be a red flag."
When donating, either pay by credit card or check. A reputable charitable organization will not ask for donations through gift cards, or ask you to send money through Westewrn Union.
Dilworth notes, another red flag is when an organization claims that 100% of your donation will be used.
"There are always fundraising costs, administrative costs, associated with the charity."
The BBB has a site that allows you to research organizations. Give.org measures charities against 20 different standards, including how much of your money actually goes towards the cause.